I've Been Auto-Enrolled
You've been enrolled into My Future Fund since 1 January. Should you stay in, opt out, or set up your own PRSA instead? There are real tax-relief trade-offs.
My Future Fund guide →Auto-Enrolment launched 1 January 2026. Whether you're weighing up My Future Fund, consolidating old pots, or planning as a self-employed person — we'll help you understand the decision and connect you with a Central Bank regulated advisor.
Independent comparison · not a financial advisor · refers to Central Bank regulated partners
Pick the starting point that matches your situation. We'll point you at clear, factually-grounded information — then, if it helps, to a regulated advisor.
You've been enrolled into My Future Fund since 1 January. Should you stay in, opt out, or set up your own PRSA instead? There are real tax-relief trade-offs.
My Future Fund guide →Old jobs, forgotten accounts, occupational member accounts scattered across providers. Consolidation usually makes sense — here's how to do it safely.
Consolidation guide →PRSA, personal pension, or an executive pension if you have a limited company. Different tax-relief ceilings apply by age. Here's the honest comparison.
Self-employed options →The average Irish pension pot of €140,000 provides about €5,600/year. If you're starting later in life, the tax relief is bigger (up to 40% of earnings at 60+).
Tax relief guide →PRSA vs occupational vs personal pension vs state pension. Who they suit, what they cost, what tax relief applies.
Plan types →Contributions from any of 31 EU/EEA countries can be combined with Irish PRSI. You may be entitled to pensions from multiple countries simultaneously.
EU pension guide →Directory of Central Bank regulated pension advisors. We refer — we don't give advice ourselves.
Advisor directory →Tell us your situation in one minute. We'll match you with a Central Bank regulated advisor who can answer your questions in a free, commitment-free consultation.