I Need a Pension Number
Use the calculator to estimate a retirement fund, income gap and tax-relief allowance before you compare providers or contribution levels.
Open the calculator →Start with the numbers, then narrow the route: estimate a pension gap, compare PRSA and self-employed options, check tax-relief limits, and decide whether a regulated advisor should review the plan before you act.
Independent comparison · not a financial advisor · refers to Central Bank regulated partners
Pick the starting point that matches your situation. We'll point you at clear, factually-grounded information, then, if it helps, to a regulated advisor.
Use the calculator to estimate a retirement fund, income gap and tax-relief allowance before you compare providers or contribution levels.
Open the calculator →Check how PRSAs work in Ireland, what Revenue limits apply, and when a Standard or Non-Standard PRSA might need advice.
Read the PRSA guide →You've been enrolled into My Future Fund since 1 January. Should you stay in, opt out, or set up your own PRSA instead? There are real tax-relief trade-offs.
My Future Fund guide →Old jobs, forgotten accounts, occupational member accounts scattered across providers. Consolidation usually makes sense — here's how to do it safely.
Consolidation guide →PRSA, personal pension, or an executive pension if you have a limited company. Different tax-relief ceilings apply by age. Here's the honest comparison.
Self-employed pension guide →The average Irish pension pot of €140,000 provides about €5,600/year. If you're starting later in life, the tax relief is bigger (up to 40% of earnings at 60+).
Tax relief guide →PRSA vs occupational vs personal pension vs state pension. Who they suit, what they cost, what tax relief applies.
PRSA provider checklist →Contributions from any of 31 EU/EEA countries can be combined with Irish PRSI. You may be entitled to pensions from multiple countries simultaneously.
EU pension guide →Directory of Central Bank regulated pension advisors. We refer — we don't give advice ourselves.
Advisor directory →Pension searches often jump straight to "best PRSA" or "pension advisor Ireland". A safer order is to check your likely gap, confirm whether tax relief is available, then compare product routes.
The calculator shows whether your current contributions are near a common retirement-income benchmark. It is illustrative, but it makes the advisor conversation much more focused.
Run a pension estimate →Revenue relief depends on age, earnings, existing contributions and pension type. The guide explains the 2026 age bands and the capped earnings basis.
Check tax relief →Ask an advisor a specific question: PRSA versus occupational scheme, personal versus company contribution, consolidation, drawdown, or auto-enrolment trade-off.
Find advisor routes →Tell us your situation in one minute. We'll match you with a Central Bank regulated advisor who can answer your questions in a free, commitment-free consultation.